Monday, December 28, 2009

Save money on car insurance by shopping around, tweaking policy

Personal finance expert Clark Howard suggests on his website that drivers shop for car insurance at least every three years - unless they're customers of Amica or USAA, two companies lauded for their customer service.

The internet makes insurance shopping easy, says Howard. Some websites will display quotes from multiple insurers, allowing shoppers to compare similar plans side-by-side.

Even if a customer plans on staying with her insurance company, itwon't hurt to call and try negotiating a better rate, experts say. But she shouldn't bother unless her driving record is unblemished.

Teresa McUsic, a personal finance columnist for the Fort Worth Star-Telegram, recently wrote about adding her teenage son to the family insurance policy. She was expecting her premium to jump -- instead, it dropped $200. She credits the savings to her son's driver's education certification and the fact that he was listed as a nonprimary driver.

Having fewer cars than drivers, the columnist's insurance


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Tuesday, December 15, 2009

Car insurance with 8 weeks’ worth free from Direct Line

With car insurance a legal requirement, and with so many people trying to save money at the moment, it’s great to see that Direct Line are offering 8 weeks’ worth of free car insurance to new customers.
There’s no difference in the policy being offered, just a great offer with a discounted premium to pay, helping you get the best car insurance deal.
As we covered in our article on ‘Where to get the best car insurance quotes‘, buying car insurance can be a minefield but there are ways to make sure you get a good deal – not least by taking up one of the many offers from providers as they try to win your business.
Check out our latest best car insurance deals for more.
The policy from Direct Line includes some great features, such as
Vandalism Promise – you won’t lose your No Claims Discount if you claim for damage as a result of vandalism to your car
Uninsured Driver Promise – you won’t lose your no claims discount or your excess if you make a claim for an accident that isn’t your fault or the dirver of the car that hits you is uninsured.
Kerry Chilvers, Head of Marketing, comments ‘Direct Line is well known for providing outstanding products and services, and in the current financial climate, our offers highlight the fact that we have some of the best value products on the market.’


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